SR-22 Insurance in Texas: What Drivers Need to Know to Get Back on the Road 

An SR-22 requirement may be necessary to regain your driving privileges after a license suspension in Irving, TX. Festival Auto Insurance can help you understand the requirements and obtain the necessary documentation.

Understanding the SR-22 Certificate

An SR-22 is not an insurance policy. It is a certificate of financial responsibility filed by your insurer with the state’s Department of Public Safety (DPS), serving as official proof that you carry the minimum liability coverage required by state law.

Drivers typically must maintain an SR-22 for two years from the date of conviction or the end of the suspension. If your coverage lapses during this period, your insurer must notify the state, which may result in an immediate re-suspension of your license.

Why Drivers May Need an SR-22

The state may mandate this filing for several reasons. Drivers in Texas may face SR-22 requirements due to:

• Driving under the influence (DUI or DWI)
• Driving without valid auto insurance
• Accumulating too many points on a driving record
• Being involved in an accident while uninsured

How Long Does an SR-22 Stay on Your Record?

The SR-22 filing requirement typically lasts two years, but the underlying violation may remain on your driving record longer. Maintaining a clean record during and after the filing period is the most effective way to work toward lower premiums over time.

We Can Help

Contact Festival Auto Insurance today to learn about your auto insurance options and get a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.